insurance recovery & Bad Faith
When insurance companies break their promises, I help you hold them accountable.
When an insurance company mishandles a claim, you may be entitled to much more than payment of the benefits owed under the policy. Washington has adopted the Unfair Claims Settlement Practices Regulations, Washington Administrative Code Chapter 284-30, which govern the minimum standards applicable to insurance claims handling in Washington.
Depending on the circumstances, an insurer’s claims handling misconduct can give rise to extracontractual claims for negligent claims handling, failure to act in good faith, violation of the Insurance Fair Conduct Act (IFCA), and violation of the Consumer Protection Act (CPA). Recovery under these causes of action may entitle you to enhanced damages and payment of your attorney fees and costs.
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Washington Insurance Practice Areas
Homeowners Insurance
I help homeowners recover for property damage from water losses, fire, wind, tree strikes, wildfire, mold, vandalism, and other damage. When you lose all or part of your home, many policies require insurers to provide more than just repair costs—the insurer may be required to pay for comparable housing, also called alternative expense or alterative living (ALE) coverage, while your home is unlivable.
Auto & UIM Insurance
When an at-fault driver doesn’t have enough insurance to cover property damage or your injuries arising from a car crash, I advocate for accident victims with claims under their own insurance policies to bridge the gap. Underinsured motorist (UIM) coverage in Washington provides important first-party benefits to make you whole when the at-fault party can’t.
Small Business Insurance
I help businesses recover the full value of property and lost business income claims. I understand how unfair denials and delays can impact a small businesses and fight back against insurers to so you can focus on rebuilding your business.
Marina & Boat Insurance
Boat owners and operators can experience denied or underpaid benefits for a variety of claims arising from wind, theft, storms, and other damage. You deserve full compensation for your damages when an insurance company fails to handle your claim properly.
Rental insurance
I represent tenants when insurers wrongfully deny or underpay claims for rental properties and personal belongings. Damage to rental properties requires finding all available coverages for the loss, which may come from a policy issued to the landlord or another tenant in addition to your own.
Professional Liability
I represent professionals when insurers wrongfully deny claims made under professional liability policies. When you need it most, your insurer should step up to the plate to help defend you or pay for liability damages owed under the policy. Failing to do so can leave you vulnerable to expensive litigation costs and a judgment against you.
Title
Insurance
Title insurance and protecting your property can be complicated, and insurance companies know it. I resolve Washington title insurance disputes and help protect property owners when their title insurance companies mishandle title claims.
General liability & The Duty to Defend
The duty to defend is valuable policy benefit. I help businesses and individuals recover for third-party claims wrongly denied under general liability policies or when insurers refuse to provide a legal defense when a policyholder is being sued.
Life & Long-term Care Insurance
Life and long-term care insurance is purchased to provide security when families need it most. When an insurer delays or denies life insurance benefits, disputes a beneficiary’s right to payment, or refuses to provide promised long-term care benefits, the financial consequences can be significant.
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